My little idiosyncrasy.
I prefer to do banking On-On-One. That is between my bank teller and myself Face-To-Face.
Its only a 10 minute walk to the bank and gives me needed exercise plus I get to watch the young gorgeous babes coming to and fro from wherever.
I can also access my account through Telephone Banking that I know is me talking ( beeping ) to a machine to check my balance, pay bills and transfer funds.
No cookies involved.
A side trip to a local eating or drinking establishment is optional.