Standard user accounts in Vista

Anyone know how to transfer all the settings from the main administrator account to a new

standard user account? The wizard in Vista is only for transferring from one computer to another.

Nobody seems to know about this question. I read that you can have a standard user account for normal use

so UAC can be turned off. Does UAC actually bog down performance to a noticeable level?

The most annoying thing I noticed with UAC was all the "Are You Sure" popups you get...

note: My experience is based on BetaRC1 with 2 admin accounts, but I don't think it would differ much more from a limited user accounts' point of view.

May not be what you actually want but I found this while surfing

http://www.computerperformance.co.uk/vista...or_activate.htm