Everything seems to be saving in the same places as before. I made the account changes a while ago & haven't noticed any problems other than CC. I'm not paying for CC pro though so I will get rid of it if it's not going to work the way it was even when run as admin.
I should add - as I am cleaning it says it is cleaning the recycle bin for my user account but it doesn't actually empty it. It is set to clean everything in the bin, not the files older than 24hrs.